Unlock the World of Payments
Expert insights, industry trends, and practical guides to help you improve your payment infrastructure and grow your business.
Are Credit Card Processing Fees Tax Deductible?
Learn which processing costs may qualify as business deductions, which records to keep, and how to reconcile gross 1099-K revenue.
How Long Does a Credit Card Payment Take to Process?
Learn the difference between instant authorization and merchant funding, plus the cutoffs and delays that affect deposit timing.
How Much Are Credit Card Processing Fees? Real Numbers From the Merchant Statements We Review
See realistic credit card processing fee ranges, the three fee layers, and how pricing models affect the true all-in cost.
How to Prevent Chargebacks: 9 Merchant Controls
Most chargebacks are preventable, because most of them start as a customer problem rather than fraud.
How to Read a Merchant Statement: A Line-by-Line Analysis
Review a merchant statement line by line, calculate the effective rate, identify padded fees, and turn the findings into savings.
What Is a Payment Facilitator (PayFac)?
A payment facilitator, commonly shortened to PayFac, is a company that holds a master merchant account and onboards other businesses as submerchants underneath it.
How to Calculate Credit Card Processing Fees: The 3-Step Method We Use on Every Statement Audit
Calculate your effective processing rate in three steps, compare healthy ranges, and find hidden costs on merchant statements.
What Is 3D Secure and Should You Enable It?
3D Secure is an authentication protocol that verifies a cardholder’s identity during online checkout before the transaction is authorized.
How Does Credit Card Processing Work? A Step-by-Step Breakdown From Our Processing Team
Follow card processing from authorization through clearing, settlement, fees, and deposit in a practical step-by-step guide.
What Is a Chargeback Fee and Who Pays It?
A chargeback fee is an administrative charge assessed to the merchant every time a cardholder disputes a transaction.
How to Choose Recurring Billing Software
Recurring billing software is evaluated on how it handles failed payments, plan changes, and processor flexibility rather than on how the checkout page looks.
What Are Interchange Fees and Who Sets Them?
Learn who sets interchange fees, which cost layers are negotiable, and how transaction data and settlement timing affect qualification.
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